Our guitar insurance will cover you for accidental damage, theft, loss and more, so the next time you play at a gig, jam or rehearsal session, you can focus on what matters most; your music.
Our guitar insurance policies are designed to be adapted to each musician’s needs. We cover all types of guitar – electric, bass and even custom-made. Our electric guitar insurance covers your instruments and equipment against theft, loss, accidental damage and more. Next time you play at a gig, jam or rehearsal session, you can focus on what matters most; your music.

We let you choose the level of cover that suits you best, and select optional add-ons, if and when, you need them. Whether you’re touring, teaching or travelling across the globe, you can feel safe knowing your guitar and equipment are protected.
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We’ll even cover your accessories, including amps, cables and pedals, for free for a total of up to £500, or up to £250 each.
We know that the one-size-fits-all approach doesn't work for musicians, which is why our policies are flexible to you. If you’re looking to cover your bass guitar, we’ve got you covered.
Our insurance will keep your equipment covered so you can focus on the music and take some of the stress out of your performances. Our insurance includes damage in transit cover and you can add on worldwide and unattended vehicle protection so you can make sure you've covered wherever you're performing.
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We cover all types of guitars, including your acoustic guitar. Whether you’re teaching in schools, travelling to and from gigs or rehearsing at home, you can feel safe knowing your acoustic guitar and equipment are protected.
Our acoustic guitar insurance covers any of your accessories, including cables and stands, for free for a total of up to £500, or up to £250 each.
You can choose the level of cover that suits you from premises only, UK only or worldwide cover and add on optional extras including unattended vehicle cover and public liability.
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We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
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If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to a rehearsal we’ve got you covered.
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.
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Public liability cover from less than £40 Our Public Liability and Personal Accident insurance for musicians playing anywhere in the UK is available as an add-on to your policy. Also known as third party liability and personal liability, public liability cover protects you against the cost of a claim if someone is injured or damages property while you’re using your equipment or instruments. Available in 3 different cover levels: £1 million pubic liablity + £10, 000 personal accident cover £2 million pubic liablity + £10, 000 personal accident cover £5 million pubic liablity + £10, 000 personal accident cover The amount of cover available for each level is per claim made during the policy year. Find out more about Public Liability cover

Temporary cover Our temporary cover policy covers instruments that you don’t usually have insured, or have borrowed from a friend or retailer. You can use temporary cover for whatever you need it for, including touring, school trips, one-off events and more. You don’t need to be an existing customer to take out temporary cover. Speak to one of our musical instrument insurance specialists: Call us on: 0330 100 9903 FIND OUT MORE ABOUT TEMPORARY COVER
They made everything easy to find… getting a quote was super-fast so I could get my gear insured before I go out on tour. Easily one of the best.
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Yes. You will automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument. For any particularly expensive items, such as pedals, we'd recommend specifying them individually on your policy. We'll cover loss and theft for any consumables such as strings but we don't cover wear and tear or damage.
Yes, if you have selected Worldwide Cover. Your instrument will be insured for up to 90 days in any one trip abroad. You can take as many trips in any policy year as you like, as long as no one trip exceeds 90 days, and it starts and ends in the UK. If you will be abroad for more than 90 days at a time, please give us a call on 0330 100 9903.No matter what guitar you play; bass, electric, acoustic, lapsteel/pedal steel guitars, or anything in-between, our cover will help keep your guitar and accessories protected if the worst should happen.
If your guitar is stolen from your home or studio or has suffered damage to the headstock whilst setting up for a rehearsal session, is there to help you. Our cover includes theft and accidental damage, vandalism, and attempted theft. Security requirements apply.
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We understand what your guitar means to you, which is why we offer genuine new for old replacement, and we don’t depreciate the value of your guitar when you make a claim.
If your latest gig takes you abroad or your guitar just simply goes where you go, no problem. We automatically include UK-wide cover and up to 30 days of worldwide cover for your insured guitar. Our Global Travel option can take you and your kit abroad for longer with 365 days worldwide cover.

Keep your guitar safe when you're on the road. We automatically include In-Vehicle Cover and up to £300 cover for damage caused to your vehicle at the same time as the theft or attempted theft of your insured guitar. Storage and vehicle security requirements apply.
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If you’ve had an accident that's keeping you from performing, then you shouldn't have to be out of pocket. We can offer up to £800 to cover the loss of your music-related earnings as a guitarist. Cover only applies to pre-booked music related earnings.
If you’re making a claim with us but still need a replacement guitar, then don’t worry. It’s covered as part of our claims service, with up to £2, 000 of guitar hire available if you need it. Cover applies in the UK, with up to £250 claims hire cover abroad available with our Global Travel option.
Global Travel - If you are playing abroad, then you can extend your policy to include 365 days of worldwide cover and £250 claims equipment hire. Proof of hire required.
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£5m or £10m Public Liability - You can increase your liability cover to either £5m or £10m and choose to extend the cover to include up to four partners who work alongside and support. Excludes North America.
Mechanical Breakdown- Covers repair costs to electrical gear (less than five years old) that breaks down outside of its warranty, so you’re not left empty-handed for your next set. Excludes computing equipment.
Are you a dorm room DJ or do you spin the decks for a living? Our cover can help whether you're in public or at home.

Do You Need Travel Insurance For Musical Instruments?
If you play in the string section, then you may travel a lot. Our music insurance can protect you when you’re on the move.
We know how important the drummer is to any band. Our cover will help protect your drum-kit, so that you never miss a beat.
Unlike the violin, viola, and double bass, the guitar is played by plucking strings rather than bowing. Traditional string instruments are played with a bow. Nevertheless, guitars and the string instruments that you’d find in an orchestra are grouped together in a musical instrument classification known as ‘chordophones’.
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Bass guitars tend to have four strings. These are tuned E, A, D and G, which incidentally are the four lowest strings on a standard guitar.
Guitars have five major basic chords. These are E, G, C, A and D. A chord refers to a set of notes played on a guitar.
When it comes to learning the guitar, many beginners may want to start learning on an acoustic guitar. Acoustic guitars tend to be cheaper and you can start playing straight off the shelf. Unlike the electric guitar, there’s no need to buy an amplifier to hear your sound.
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Public Liability (also referred to as personal liability or Third Party Liability) provides cover for any music-related legal liability that results in an injury to someone or damage

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